The huge volatility of financial market is self-evident since early April amid chaotic environment given variety of policy uncertainties and concerns around future economic outlook, how to avoid money traps in a volatile market is far more important.
If characterize the trend of Gold accurately, that is "eye-popping wild ride", given chaotic economic and geopolitical landscape globally. Gold, as the most dependable hedge in this environment of economic dislocation, has crossed the threashold of $3,400 per ounce. The latest breakthrough is fueled by the conflict between President Trump and Fed Chair Powell. Trump attempts to threaten the independence of the Fed, including managing to terminate the term of Powell.
If characterizing the U.S. economy throughout 2023, it would be complex. A lot happened in 2025. In many ways, the economic environment born out of the Covid-19 pandemic came to an end as subsidies such as the student loan payment pause and expanded SNAP benefits expired.
Personally, investors should always review your finances every year end to prepare yourself for the new year. If you have some time over the holiday break, consider taking a financial hygiene day to review your finances, finding if you have some excess expenses in some items, such as gifts and travel.
After higher yields in 2023, investors are bracing for interest rate cuts that could put a damper on shorter-term savings. Federal Reserve officials expect three cuts in 2024, according to December meeting minutes released, but there's lingering uncertainty over when, or if, those changes may occur.
